Farmers & Merchants Bank
Brownwood-Early, De Leon, Eastland, &
Stephenville, Texas
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Star Account

 

Terms And Fees

 

§   Minimum Deposit To Open Is $100

§   The Following Fees And Charges Apply To This Account:

$8.95 Monthly Service Charge

 

 

Features And Services

 

§   $20,000 Accidental Death & Dismemberment Insurance

§   $1,500 Accidental Death & Dismemberment Dependent Children Coverage

§   $100,000 Common Carrier Coverage

§   Identity IQ Protect Pro- requires separate enrollment

§   Identity Theft 911

§   Discounts On Hotels, Prescriptions, & Online Shopping

§   ATM Card Or Visa Debit Card*

§   Unlimited Check Writing

§   Distinctive Personalized Checks 

§   No Minimum Balance

§   A One Time $5 Credit Toward A Rental Fee On A New Safe

    Deposit Box (Depending On Availability Of Boxes)

§   Online Banking

§   Online Bill Pay

 

                                           

 

 

 

 

 

Basic Checking

Designed For The Customer Who Wants A Basic No Cost or Low Cost Account With No Minimum Balance Requirements.

 

Terms And Fees

 

§   Minimum Deposit To Open Is $100

§   No Monthly Charge With At Least 12 Posted And Cleared POS (Point Of Sale) Debit Card Transactions Per Statement Cycle.  If Less Than 12 Posted And Cleared POS Debit Card Transactions, A Monthly Service Charge of $6.25 Will Be Charged.

 

 

Features And Services

 

§   Unlimited Check Writing 

§   ATM Card Or Visa Debit Card*

§   Monthly Statements Of Activity

 

 

 

Regular Checking

 

Terms And Fees

 

§   Minimum Deposit To Open Is $100

§   $7.75 Minimum Balance Fee If Balance Falls Below $875 On Any Day In The Statement Cycle.

§   Minimum Balance Fees Will Not Apply To Minors Or Students Under The Age Of 21

 

 

Features And Services

 

§   Unlimited Check Writing 

§   ATM Card Or Visa Debit Card*

§   Monthly Statements Of Activity

 

 

Money Market Account

 

Terms And Fees

 

§   $1,000 Deposit Required To Open And Maintain Without Fee

§   $10 Minimum Balance Fee

§   Interest Will Be Compounded And Credited To Your Account Every Month

§   Limit Of 6 Debits Monthly, $10 Excess Debit Fee Per Item

 

 

Super Now Account

 

Terms And Fees

 

§   $1,000 Deposit Required To Open And Maintain Without Fee

§   $10 Minimum Balance Fee

§   Interest Will Be Compounded And Credited To Your Account Monthly

 

Features And Services

 

§   ATM Card Or Visa Debit Card*

§   Unlimited Check Writing

§   Monthly Statements Of Activity

 

 

*$2 for ATM Card Or Visa Debit Card. (Upon Approval)