Farmers & Merchants Bank
De Leon, Eastland & Brownwood-Early
Terms And Fees
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Minimum Opening Deposit Is $100.00
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Features And Services
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No monthly charge with at least 10 debit card transactions per month. If less than 10 debit card transactions,
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A Monthly Service Charge of $6.00 will be charged.
* A $2.00 Fee Will Be Charged To Your Account To Issue An ATM Card or Upon Approval For The Visa Debit Card. |
Basic Checking
Terms And Fees
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Minimum Deposit To Open Is $100.00
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$6.00 Minimum Balance Fee If Balance Falls Below $600.00 On Any Day In The Statement Cycle.
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Monthly Service Fees Will Not Apply To Students Under the Age of 21
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Features And Services
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Unlimited Check Writing And Deposits
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ATM Card Or Visa Debit Card (Upon Approval)*
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Monthly Statements Of Activity
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* A $2.00 Fee Will Be Charged To Your Account To Issue An ATM Card or Upon Approval For The Visa Debit Card.
Regular Checking
Terms And Fees
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Minimum Deposit To Open Is $1000.00
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Your Interest Rate And Annual Percentage Yield May Change -
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Interest Will Be Compounded And Credited To Your Account Every Month
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Minimum Balance Required To Obtain The Annual Percentage Yield And Avoid A $10.00 Minimum Balance Fee Is $1000.00
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Interest Begins To Accrue On The Business Day You Deposit Non Cash Items In Your Account (Checks)
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Interest Is Calculated By The Daily Balance Method Which Applies A Daily Periodic Rate To The Balance In The Account Each Day.
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If The Account Is Closed Before Interest Is Paid, You Will Not Receive The Accrued Interest
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Features And Services
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ATM Card Or Visa Debit Card (Upon Approval)*
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Unlimited Check Writing And Deposits
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Monthly Statements Of Activity
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* A $2.00 Fee Will Be Charged To Your Account To Issue An ATM Card or Upon Approval For The Visa Debit Card.
Super NOW Account
Terms And Fees
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The Minimum Deposit To Open Is $1000.00
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Your Interest Rate And Annual Percentage Yield May Change -
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Interest Will Be Compounded And Credited To Your Account Every Month
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Minimum Balance Required To Obtain The Annual Percentage Yield And Avoid A $10.00 Minimum Balance Fee Is $1000.00
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Interest Begins To Accrue On The Business Day You Deposit Non Cash Items In Your Account (Checks)
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Interest Is Calculated By The Daily Balance Method Which Applies A Daily Periodic Rate To The Balance In The Account Each Day.
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If The Account Is Closed Before Interest Is Paid, You Will Not Receive The Accrued Interest
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Interest Will Be Credited To This Account Monthly
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Interest Is Compounded Monthly
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The Following Fees And Charges Apply To This Account:
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Transactions Limited to 6 Per Month. After 6 Transactions, Account is Charged $10.00 Per Item for Excess Debit Fee.
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Money Market Account
Savings Account
Terms And Fees
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Minimum Deposit To Open Is $100.00
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If Your Balance Falls Below $100.00 On Any Day In The Statement Cycle Your Account Will Be Subject To A $5.00 Minimum Balance Fee.
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An Excess Debit Fee Of $1.00 Will Be Charged For Each Withdrawal In Excess Of Three During A Month.
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Your Interest Rate And Annual Percentage Yield May Change -
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Interest Will Be Compounded And Credited To Your Account Daily
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Interest Is Calculated By The Daily Balance Method Which Applies To A Daily Periodic Rate To The Balance In The Account Each Day.
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Limit of 6 Transfers or Drafts to Another Account By Preauthorized, Automatic, or Telephone or Computer Transfer.
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No Transfers To Third Parties by Check, Debit Card or Similar Item.
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Minors And Students under the age of 21-
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No Minimum Balance Service Charge Will Apply. Excess Withdrawal Fee Will Apply.
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